Operating Without Insurance

When a New York law enforcement officer stops a motorist for any reason, such as speeding, failure to stop or DUI suspicion, he or she will ask to see the motorist’s license, registration and insurance card. Failure to produce a valid vehicle insurance card that is not expired can result in a citation for operating without insurance, which has fines of up to $1,500.


Getting a ticket for operating without insurance doesn’t always mean that the motorist did not have insurance at that time. Often, motorists will forget to update their insurance cards when their policy renews, and they won’t realize it until they are stopped and the officer checks their registration and insurance cards.


Being ticketed for operating without insurance may seem like no big deal to simply plead guilty and pay the fine. However, doing so could add points to your license and increase your insurance premiums. While in some cases, simply paying the fine might be the easiest thing to do, it is not always in your best interest to do so.
If you have been ticketed for operating without insurance in New York, you need to consult with an experienced New York traffic attorney as soon as possible regarding your best course of action. At the Law Office Of Terri B. Kalker, we will work hard to protect your driving record and allow you to keep your driving privileges. We will defend you against any ticket aggressively and use our skills and expertise to increase the chances that the ticket will be dismissed.


Don’t let an operating without insurance ticket ruin your record. Call us today for a consultation.


(718) 793-1900


Note: Recent changes to the New York State Vehicle & Traffic Law makes it mandatory for motorists who are found guilty of certain traffic violations to pay an assessment to the Department of Motor Vehicles. This is called the Driver Responsibility Program and it applies to drivers who operate any kind of motor vehicle in New York State. This applies to New York drivers, regardless of the state the driver is actually licensed in.
Free case Consultation